Medicare supplements help fill in the gap that exists when a person 65 years of age or older is covered under Medicare part A and B. These Medicare programs pay for 80% of hospital and doctor care, but the 20% that remains can be very costly, not to mention that there are still deductibles for Medicare by it self. The supplement is usually a good way to go for persons that can forsee large future medical expenses or are experiencing poor health.
Medicare Advantage Plans
Medicare advantage plans are all together different from supplements in the fact that all the dollars that Medicare would spend on your behalf are given to an insurance company of your choice to manage your care. It typically is comparable to traditional health insurance with deductible and copayments. There are also drug benefits that come with a Medicare advantage plan and there is no need to purchase an additional drug plan. Typically person with good health that want to save money would be good candidates for this kind of plan.
Contact us-We're here to help you make the choice that's best for you.
Member of National Association of Insurance and Financial Advisors
Orton Insurance is proud to offer the following services to the Rexburg, Idaho Falls, Rigby, St Anthony and surrounding areas: * Group Benefits (Including Group Medical, Dental, and Vision Insurance) * Individual Medical, Dental and Vision Insurance * Long Term and Short Term care options * Life Insurance * Annuities
Roscoe Orton is an Insurance Representative of MassMutual. Registered Representative of and offers securtities through MML Investors Services, LLC, a member of the MassMutual Financial Group.OSJ 3540 E Longwing Lane Ste J-210 Meridian ID 83646 208-364-0500. MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company(MassMutual)and its affiliated comapanies and sales representatives. Springfield, MA 01111-0001. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency Officers are not officers of MassMutual. Roscoe Orton is licenced to transact insurance business in the following states: CA, ID OR, UT, and is registered to offer securities in the following states: CA, ID UT, OR.