Seizing the Moment: Navigating Special Enrollment Periods Like a Pro
March 22, 2024Life can be crazy, and things change in the blink of an eye. What If I told you that life's changes can bring you more opportunities for your health coverage?
Yes! During this period, you can shop around to get the best bang for your buck, you can see all your options and pick the plan that fits you and your family best. We can help you get a full view of your options and help you make the best choice.
You might be asking yourself, why is this enrollment period “Special”? Well, normally people in Idaho can only enroll or make changes to their health coverage from October 15th - December 15th. So, a special enrollment period is like an exception to this because of a qualifying life event.
Here's the deal, it's got to be a “qualifying life event” AKA a big change. Some examples would be moving, having a baby, getting married, or changing jobs, just to name a few. These big changes may make you eligible for a special enrollment period and lets you and your family enroll in health insurance coverage.
You've got to pay attention and seize the moment when that big change comes. You have 60 days from the day of that big change to use your special enrollment period.
So, what are the most frequently reported qualifying life events?
- Marriage or Divorce
- Birth or Adoption
- Moving
- Loss of Coverage
- Changing Jobs
- Gaining Legal Status
If you want to learn more about how to manage each of these changes, watch for our next posts where we will deep dive on the best moves for each of these life events.
If you're going through a big change right now, call Orton Insurance and we'll walk you through your options.